Investment Products

Choose a plan. Build your future.

Explore structured investment products designed for different financial capacities, goals and investment preferences.

Explore Plans Prefer flexibility? Try Free Invest

₦85K Starting package

Flexible Investment options

Goal-focused Wealth opportunities

Find Your Fit

Investment products designed for different stages of growth.

Whether you are starting your investment journey, increasing your capital or looking for a more flexible opportunity, Prospera provides structured options to help you explore opportunities that align with your financial capacity.

Structured Products

Select from clearly packaged investment options.

Clear Information

Understand the structure before you participate.

Built for Growth

Explore opportunities based on your goals and capacity.

Available Products

Choose the product that fits your investment journey.

Each product is structured differently. Review the investment amount, duration and product details before making your selection.

Starter

Starter Growth

A practical entry point for individuals beginning their investment journey with a structured Prospera product.

Investment amount ₦85,000

Structured investment product
Suitable for new investors
Portfolio tracking access
Investment updates and records

Growth

Growth Builder

Designed for investors ready to take the next step with a larger investment capacity and continued portfolio growth.

Investment amount ₦150,000

Structured investment product
Digital portfolio monitoring
Investment activity records
Built for growing investors

Popular Choice

Growth Plus

Prosper Growth

A higher-capacity product for investors seeking to increase their participation within the Prospera investment ecosystem.

Investment amount ₦250,000

Higher investment capacity
Clear portfolio visibility
Structured investment records
Enhanced investor experience

Premium

Prosper Elite

Built for investors looking to participate at a higher capital level within available Prospera opportunities.

Investment amount ₦780,000

Premium investment capacity
Detailed portfolio overview
Investment activity visibility
Built for larger capital participation

More investment products available

Prospera offers additional investment opportunities for larger capital capacities, up to ₦5,000,000.

Speak with us

Flexible Investment

Don't want a fixed package? Invest your own amount.

Free Invest gives you the flexibility to participate with an amount that suits your financial capacity, starting from ₦50,000.

Minimum investment ₦50,000

Start Free Invest

How Free Invest Works

Choose your amount

Invest an amount of your choice starting from ₦50,000.

Select your duration

Choose the investment duration available for your selected opportunity.

Capital is deployed to business

Your investment capital is used to support selected business activities and opportunities managed through the Prospera investment structure.

Profits are calculated and shared

Profit outcomes depend on business turnover, the type of business and your selected investment duration.

Capital and applicable returns are settled

At the end of the selected investment term, capital and applicable profit outcomes are settled according to the investment terms.

Free Invest Structure

A performance-based profit-sharing model.

Free Invest is designed around business performance and investment duration. Profit outcomes may vary depending on the underlying business activity and turnover.

Investor Share

45%

You receive the larger share of applicable returns.

Where a profit-sharing arrangement applies, the investor receives 45% of the distributable profit, while Prospera receives 55% under the stated structure.

Prospera Share

55%

Prospera participates in the profit-sharing model.

Prospera's share supports the management and execution of the investment structure and associated business activities.

Understanding the projected profit range

Free Invest opportunities may target profit outcomes in the range of approximately 6% to 20% of the investor's capital, depending on the business turnover, business type and selected duration. Opportunities with durations from 6 months and above may target up to 20% profit on invested capital, subject to the performance and terms of the underlying business opportunity.

Duration Matters

Your selected duration can influence your investment outcome.

Investment opportunities are structured around specific durations. Business turnover, capital deployment and the selected investment period can influence the applicable profit outcome.

Select from available investment durations

Business performance can influence outcomes

6 months and above may target up to 20% profit

Investment Timeline

Start Capital Deployed

During Term Business Activity

Returns depend on the terms and performance of the underlying opportunity.

Getting Started

From selection to your portfolio.

Getting started with Prospera is designed to be simple and easy to understand.

Create an Account

Choose a Product

Select a packaged plan or choose Free Invest.

Complete Your Purchase

Follow the investment and payment process for your selected product.

Track Your Journey

Monitor your investment activity through your Prospera portfolio.

Invest with understanding.

Investment and business opportunities involve risk. Profit projections and percentage ranges are illustrative and depend on the performance, turnover, duration and terms of the underlying business opportunity. Investors should review all applicable product information and terms before participating.

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Ready to Begin?

Your next investment starts with a choice.

Create your account, explore available products and take the next step in your financial journey.

Create an Account View Products

Explore available opportunities before making a selection.